Over 80% of new cars hit the road through some type of finance deal. These plans make cars within reach of the average driver. Monthly payments feel more doable than finding €20,000 or more in one go. Drivers pump millions of euros into parts and labour each year. This desire to change and improve clashes […]
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Is it legal for a bank to issue interest-free loans? Why or why not?
Banks make most of their money by charging fees on borrowed cash. They take in funds from savers and lend them out at higher rates. This gap between what they pay and what they charge creates their main income stream. Without this markup, many banks would struggle to keep their doors open. The law does […]
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